/* CSS Variables */
:root {
    --primary: #ff6b35;
    --primary-dark: #e55a2b;
    --dark: #1a1a1a;
    --dark-light: #2a2a2a;
    --gray: #999;
    --light-gray: #bbb;
    --section-padding: 20px 15px;
    --container-max-width: 1200px;
    --gap-small: 8px;
    --gap-medium: 20px;
    --gap-large: 40px;
    --radius-small: 8px;
    --radius-medium: 12px;
    --radius-large: 15px;
    --radius-pill: 50px;
    --transition: all 0.3s ease;
}

/* Global Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    background-color: var(--dark);
    color: #fff;
    line-height: 1.6;
    padding-top: 70px;
}

.container {
    max-width: var(--container-max-width);
    margin: 0 auto;
    padding: 0 20px;
}

.skip-link {
    position: absolute;
    top: -40px;
    left: 0;
    background: var(--primary);
    color: white;
    padding: 8px;
    text-decoration: none;
    z-index: 100;
}

.skip-link:focus {
    top: 0;
}

/* Navigation */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    background: var(--dark-light);
    border-bottom: 2px solid var(--primary);
    z-index: 1000;
    padding: 0 20px;
}

.nav-container {
    max-width: var(--container-max-width);
    margin: 0 auto;
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 70px;
}

.nav-brand {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 1.3em;
    font-weight: 800;
    color: var(--primary);
    text-decoration: none;
}

.nav-brand-img {
    width: 45px;
    height: 45px;
    border-radius: 50%;
    border: 2px solid var(--primary);
    object-fit: cover;
}

.nav-menu {
    display: flex;
    gap: 30px;
    align-items: center;
    list-style: none;
}

.nav-link {
    color: var(--light-gray);
    text-decoration: none;
    font-weight: 600;
    transition: var(--transition);
    padding: 5px 0;
    border-bottom: 2px solid transparent;
}

.nav-link:hover,
.nav-link:focus {
    color: var(--primary);
    border-bottom-color: var(--primary);
}

.nav-cta {
    background: var(--primary);
    color: white;
    padding: 10px 25px;
    border-radius: 25px;
    text-decoration: none;
    font-weight: 700;
    transition: var(--transition);
    border: 2px solid var(--primary);
    white-space: nowrap;
}

.nav-cta:hover,
.nav-cta:focus {
    background: var(--primary-dark);
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(255, 107, 53, 0.4);
}

.mobile-menu-toggle {
    display: none;
    background: none;
    border: none;
    color: white;
    font-size: 1.5em;
    cursor: pointer;
}

/* REPLACE YOUR EXISTING #messageContainer CSS WITH THIS */

#messageContainer {
    display: none;
    position: fixed;
    top: 70px;
    left: 0;
    right: 0;
    width: 100%;
    padding: 20px;
    background-color: #ff6b35;
    color: #fff;
    text-align: center;
    font-weight: 600;
    font-size: 16px;
    z-index: 9999;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.4);
    line-height: 1.5;
    min-height: 60px;
}

@media (max-width: 768px) {
    #messageContainer {
        top: 60px;
        padding: 15px 10px;
        font-size: 14px;
    }
}

/* Sticky CTA */
.sticky-cta {
    position: fixed;
    bottom: 20px;
    right: 20px;
    z-index: 999;
    display: none;
}

.sticky-cta.show {
    display: block;
    animation: slideUp 0.3s ease-out;
}

@keyframes slideUp {
    from {
        transform: translateY(100px);
        opacity: 0;
    }
    to {
        transform: translateY(0);
        opacity: 1;
    }
}

.sticky-cta a {
    display: flex;
    align-items: center;
    gap: 10px;
    background: var(--primary);
    color: white;
    padding: 18px 30px;
    border-radius: var(--radius-pill);
    text-decoration: none;
    font-weight: 700;
    box-shadow: 0 10px 30px rgba(255, 107, 53, 0.5);
    transition: var(--transition);
}

.sticky-cta a:hover {
    background: var(--primary-dark);
    transform: translateY(-3px);
    box-shadow: 0 15px 40px rgba(255, 107, 53, 0.6);
}

.section-title {
    text-align: center;
    font-size: 2.5em;
    margin-bottom: var(--gap-large);
    font-weight: 800;
    color: white;
}

/* Hero Section */
.hero {
    background: linear-gradient(135deg, var(--dark-light) 0%, #1f1f1f 100%);
    padding: var(--section-padding);
    padding-top: 40px;
    text-align: center;
    border-bottom: 3px solid var(--primary);
}

.hero-content {
    max-width: 900px;
    margin: 0 auto;
}

.hero img {
    width: 160px;
    height: 160px;
    border-radius: 50%;
    border: 4px solid var(--primary);
    margin-bottom: 15px;
    box-shadow: 0 10px 30px rgba(255, 107, 53, 0.4);
}

.hero h3 {
    font-size: 2.2em;
    margin-bottom: 8px;
    font-weight: 900;
    line-height: 1.2;
    color: #ffffff;
}

.hero p {
    font-size: 1.1em;
    color: var(--light-gray);
    margin-bottom: 6px;
}

.social-links {
    display: flex;
    justify-content: center;
    gap: var(--gap-small);
    margin-top: var(--gap-medium);
}

.social-links a {
    width: 50px;
    height: 50px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: #333;
    color: white;
    border-radius: 12px;
    transition: var(--transition);
    border: 2px solid #444;
}

.social-links a:hover,
.social-links a:focus {
    background: var(--primary);
    border-color: var(--primary);
    transform: translateY(-3px);
    outline: 2px solid rgba(255, 107, 53, 0.5);
}

/* Quick Links Section */
.quick-links-section {
    background: var(--dark);
    padding: var(--section-padding);
}

.quick-links-grid {
    display: flex;
    flex-direction: column;
    gap: 12px;
    max-width: 600px;
    margin: 0 auto;
}

.quick-link-btn {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 16px 20px;
    background-color: var(--dark-light);
    color: white;
    text-decoration: none;
    border-radius: 10px;
    transition: var(--transition);
    font-weight: 600;
    border: 2px solid #333;
    font-size: 1em;
}

.quick-link-btn:hover,
.quick-link-btn:focus {
    background-color: var(--primary);
    border-color: var(--primary);
    transform: translateX(5px);
    box-shadow: 0 8px 20px rgba(255, 107, 53, 0.3);
    outline: 2px solid rgba(255, 107, 53, 0.3);
}

.quick-link-btn i {
    font-size: 18px;
    min-width: 18px;
}

/* Loan Types Section */
.loan-types {
    background: linear-gradient(135deg, var(--dark-light) 0%, #1f1f1f 100%);
    padding: var(--section-padding);
}

.loan-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: var(--gap-medium);
    max-width: var(--container-max-width);
    margin: 0 auto;
}

.loan-card {
    background: var(--dark);
    padding: 30px 20px;
    border-radius: var(--radius-medium);
    border: 2px solid #333;
    transition: var(--transition);
    text-align: center;
}

.loan-card:hover {
    border-color: var(--primary);
    transform: translateY(-5px);
}

.loan-card i {
    font-size: 2.5em;
    color: var(--primary);
    margin-bottom: 15px;
}

.loan-card h3 {
    font-size: 1.3em;
    margin-bottom: 10px;
}

.loan-card p {
    color: var(--light-gray);
    line-height: 1.6;
}

/* How It Works Section */
.how-it-works {
    background: var(--dark);
    padding: var(--section-padding);
}

.steps {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 40px;
    max-width: var(--container-max-width);
    margin: 0 auto;
}

.step {
    text-align: center;
}

.step-number {
    width: 60px;
    height: 60px;
    background: var(--primary);
    color: white;
    font-size: 1.5em;
    font-weight: 900;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 15px;
}

.step h3 {
    font-size: 1.3em;
    margin-bottom: 10px;
}

.step p {
    color: var(--light-gray);
    line-height: 1.6;
}

/* Testimonials Section */
.testimonials {
    background: linear-gradient(135deg, var(--dark-light) 0%, #1f1f1f 100%);
    padding: var(--section-padding);
}

.testimonial-container {
    max-width: 800px;
    margin: 0 auto;
    position: relative;
}

.testimonial-carousel {
    overflow: hidden;
    border-radius: var(--radius-medium);
}

.testimonial-track {
    display: flex;
    transition: transform 0.5s ease-in-out;
}

.testimonial {
    min-width: 100%;
    background: var(--dark);
    padding: 30px 25px;
    border-radius: var(--radius-medium);
    border: 2px solid #333;
}

.testimonial .stars {
    color: #ffd700;
    font-size: 1.2em;
    margin-bottom: 15px;
    text-align: center;
}

.testimonial p {
    color: var(--light-gray);
    font-style: italic;
    line-height: 1.6;
    margin-bottom: 20px;
    text-align: center;
}

.testimonial .author {
    font-weight: 700;
    color: var(--primary);
    text-align: center;
}

.carousel-nav {
    display: flex;
    justify-content: center;
    gap: 15px;
    margin-top: 30px;
}

.carousel-btn {
    background: var(--primary);
    color: white;
    border: none;
    width: 50px;
    height: 50px;
    border-radius: 50%;
    cursor: pointer;
    font-size: 1.2em;
    transition: var(--transition);
    display: flex;
    align-items: center;
    justify-content: center;
}

.carousel-btn:hover {
    background: var(--primary-dark);
    transform: scale(1.1);
}

.carousel-dots {
    display: flex;
    justify-content: center;
    gap: 10px;
    margin-top: 20px;
}

.dot {
    width: 12px;
    height: 12px;
    border-radius: 50%;
    background: #444;
    cursor: pointer;
    transition: var(--transition);
}

.dot.active {
    background: var(--primary);
    transform: scale(1.2);
}

/* States Section */
.states-section {
    background: var(--dark);
    padding: var(--section-padding);
    border-top: 2px solid var(--primary);
}

.states-section > p {
    text-align: center;
    font-size: 1em;
    color: var(--gray);
    margin-bottom: var(--gap-medium);
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
}

.company-section {
    margin-bottom: var(--gap-large);
    background: var(--dark-light);
    border-radius: var(--radius-large);
    padding: 30px 20px;
    max-width: 1400px;
    margin-left: auto;
    margin-right: auto;
    border: 2px solid #333;
    transition: var(--transition);
}

.company-section:hover {
    border-color: var(--primary);
    transform: translateY(-5px);
}

.company-logo {
    max-width: 200px;
    height: auto;
    margin: 0 auto 20px;
    display: block;
}

.company-logo-large {
    max-width: 200px;
}

.company-section h3 {
    font-size: 1.7em;
    margin-bottom: 8px;
    text-align: center;
    font-weight: 800;
}

.company-section .subtitle {
    text-align: center;
    color: var(--gray);
    margin-bottom: var(--gap-medium);
    font-size: 0.9em;
}

.states-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(120px, 1fr));
    gap: 20px;
    max-width: var(--container-max-width);
    margin: var(--gap-medium) auto;
    padding: var(--gap-medium);
    background: var(--dark);
    border-radius: var(--radius-medium);
}

.state-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 8px;
    transition: var(--transition);
    padding: 5px;
}

.state-item:hover {
    transform: translateY(-8px);
}

.state-name {
    font-size: 0.75em;
    font-weight: 700;
    color: var(--gray);
    text-transform: capitalize;
    text-align: center;
}

.state-item:hover .state-name {
    color: var(--primary);
}

.state-icon {
    width: 80px;
    height: 80px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.state-icon img {
    width: 100%;
    height: 100%;
    object-fit: contain;
    filter: brightness(0) saturate(100%) invert(56%) sepia(73%) saturate(2454%) hue-rotate(336deg) brightness(101%) contrast(96%);
    transition: var(--transition);
}

.state-item:hover .state-icon img {
    filter: brightness(0) saturate(100%) invert(42%) sepia(93%) saturate(1352%) hue-rotate(347deg) brightness(104%) contrast(97%);
    transform: scale(1.1);
}



/* FAQ Section */
.faq-section {
    background: linear-gradient(135deg, var(--dark-light) 0%, #1f1f1f 100%);
    padding: var(--section-padding);
}

.faq-container {
    max-width: 900px;
    margin: 0 auto;
}

.faq-item {
    background: var(--dark);
    margin-bottom: 12px;
    border-radius: 10px;
    border: 2px solid #333;
    overflow: hidden;
}

.faq-question {
    width: 100%;
    background: none;
    border: none;
    color: white;
    padding: 20px;
    text-align: left;
    font-size: 1.05em;
    font-weight: 700;
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    transition: var(--transition);
}

.faq-question:hover,
.faq-question:focus {
    color: var(--primary);
    outline: 2px solid var(--primary);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
    padding: 0 20px;
}

.faq-answer.active {
    max-height: 500px;
    padding: 0 20px 20px;
}

.faq-answer p {
    color: var(--light-gray);
    line-height: 1.6;
}

/* Footer */
footer {
    background: var(--dark-light);
    padding: 40px 15px 25px;
    border-top: 3px solid var(--primary);
}

.footer-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 30px;
    max-width: var(--container-max-width);
    margin: 0 auto 30px;
}

.footer-column h3 {
    color: var(--primary);
    font-size: 1.2em;
    margin-bottom: 15px;
    font-weight: 800;
}

.footer-column p,
.footer-column a {
    color: var(--light-gray);
    line-height: 1.6;
    margin: 6px 0;
    font-size: 0.95em;
}

.footer-column a {
    text-decoration: none;
    display: block;
    transition: var(--transition);
}

.footer-column a:hover,
.footer-column a:focus {
    color: var(--primary);
    padding-left: 5px;
    outline: 1px solid var(--primary);
}

.footer-logos {
    display: flex;
    justify-content: center;
    gap: var(--gap-medium);
    flex-wrap: wrap;
    margin-bottom: var(--gap-medium);
}

.footer-logos img {
    height: 300px;
    width: 300px;
    object-fit: contain;
    opacity: 0.7;
    transition: var(--transition);
}

.footer-logos img:hover {
    opacity: 1;
}

.footer-bottom {
    text-align: center;
    padding-top: var(--gap-medium);
    border-top: 1px solid #333;
    color: var(--gray);
    font-size: 0.9em;
}

/* Modal */
.modal {
    display: none;
    position: fixed;
    z-index: 1000;
    left: 0;
    top: 0;
    width: 100%;
    height: 100%;
    overflow: auto;
    background-color: rgba(0, 0, 0, 0.9);
}

.modal-content {
    background-color: var(--dark-light);
    margin: 3% auto;
    padding: 40px;
    border: 2px solid var(--primary);
    width: 90%;
    max-width: 600px;
    border-radius: var(--radius-large);
}

.modal-content h2 {
    font-weight: 800;
    margin-bottom: 25px;
   
}

.close {
    color: var(--gray);
    float: right;
    font-size: 32px;
    font-weight: 300;
    cursor: pointer;
    transition: var(--transition);
}

.close:hover,
.close:focus {
    color: var(--primary);
}

.form-group {
    margin-bottom: 20px;
    text-align: left;
}

.form-group label {
    display: block;
    margin-bottom: 8px;
    font-weight: 700;
}

.form-group input,
.form-group select {
    width: 100%;
    padding: 14px;
    border: 2px solid #444;
    border-radius: var(--radius-small);
    background: var(--dark);
    color: white;
    font-size: 1em;
}

.form-group input:focus,
.form-group select:focus {
    outline: none;
    border-color: var(--primary);
}

.form-group button {
    width: 100%;
    padding: 16px;
    background: var(--primary);
    color: white;
    border: none;
    border-radius: var(--radius-small);
    font-weight: 700;
    font-size: 1.1em;
    cursor: pointer;
    transition: var(--transition);
}

.form-group button:hover,
.form-group button:focus {
    background: var(--primary-dark);
    outline: 2px solid rgba(255, 107, 53, 0.5);
}

.privacy-note {
    font-size: 0.85em;
    color: var(--gray);
    margin-top: 15px;
    text-align: center;
}

.privacy-note a {
    color: var(--primary);
}

/* Tablet Responsive */
@media (max-width: 1024px) {
    .nav-menu {
        gap: 20px;
    }
    .nav-link {
        font-size: 0.95em;
    }
    .nav-cta {
        padding: 8px 20px;
        font-size: 0.95em;
    }
}

/* Mobile Responsive */
@media (max-width: 768px) {
    body {
        padding-top: 60px;
    }
    .nav-container {
        height: 60px;
    }
    .nav-brand {
        font-size: 1.1em;
    }
    .nav-brand-img {
        width: 40px;
        height: 40px;
    }
    .mobile-menu-toggle {
        display: block;
    }
    .nav-menu {
        position: fixed;
        top: 60px;
        left: -100%;
        width: 100%;
        height: calc(100vh - 60px);
        background: var(--dark-light);
        flex-direction: column;
        gap: 0;
        padding: 20px;
        transition: left 0.3s ease;
        overflow-y: auto;
    }
    .nav-menu.active {
        left: 0;
    }
    .nav-menu li {
        width: 100%;
        text-align: center;
        padding: 12px 0;
        border-bottom: 1px solid #333;
    }
    .nav-link {
        font-size: 1.1em;
        display: block;
        width: 100%;
    }
    .nav-cta {
        display: inline-block;
        margin-top: 15px;
    }
    .hero {
        padding: 20px 10px;
    }
    .hero img {
        width: 130px;
        height: 130px;
    }
    .hero h3 {
        font-size: 1.8em;
    }
    .hero p {
        font-size: 1em;
    }
    .section-title {
        font-size: 1.8em;
        margin-bottom: 30px;
    }
    .sticky-cta {
        bottom: 10px;
        right: 10px;
    }
    .sticky-cta a {
        padding: 14px 22px;
        font-size: 0.9em;
    }
    .states-grid {
        grid-template-columns: repeat(3, 1fr) !important;
        gap: 12px;
        padding: 20px 12px;
    }
    .state-icon {
        width: 55px;
        height: 55px;
    }
    .state-name {
        font-size: 0.65em;
    }
    .loan-grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }
    .loan-card {
        padding: 25px 20px;
    }
    .steps {
        grid-template-columns: 1fr;
        gap: 30px;
    }
    .step-number {
        width: 50px;
        height: 50px;
        font-size: 1.3em;
    }
    .testimonial {
        padding: 25px 20px;
    }
    .carousel-btn {
        width: 45px;
        height: 45px;
        font-size: 1.1em;
    }
    .faq-question {
        padding: 18px;
        font-size: 1em;
    }
    .footer-grid {
        grid-template-columns: 1fr;
        gap: 30px;
    }
    .company-section {
        padding: 25px 15px;
    }
    .company-logo {
        max-width: 120px;
    }
    .company-section h3 {
        font-size: 1.5em;
    }
}

/* Small Mobile */
@media (max-width: 480px) {
    .nav-brand {
        font-size: 0.95em;
    }
    .nav-brand-img {
        width: 35px;
        height: 35px;
    }
    .hero img {
        width: 120px;
        height: 120px;
    }
    .hero h3 {
        font-size: 1.6em;
    }
    .hero p {
        font-size: 0.9em;
    }
    .section-title {
        font-size: 1.6em;
        margin-bottom: 25px;
    }
    .loan-card {
        padding: 20px 15px;
    }
    .loan-card h3 {
        font-size: 1.2em;
    }
    .testimonial {
        padding: 20px 15px;
    }
    .carousel-btn {
        width: 40px;
        height: 40px;
        font-size: 1em;
    }
    .faq-question {
        padding: 15px;
        font-size: 0.95em;
    }
    .state-icon {
        width: 35px;
        height: 35px;
    }
    .state-name {
        font-size: 0.56em;
    }
    .states-grid {
        gap: 0;
        padding: 8px 4px;
    }
    .state-item {
        padding: 0;
        gap: 4px;
    }
    .company-section {
        padding: 20px 12px;
    }
    .company-logo {
        max-width: 100px;
    }
    .company-section h3 {
        font-size: 1.3em;
    }
    .company-section .subtitle {
        font-size: 0.8em;
    }
    .step-number {
        width: 45px;
        height: 45px;
        font-size: 1.2em;
        margin-bottom: 12px;
    }
    .step h3 {
        font-size: 1.2em;
    }
}




/* Optional but recommended for smooth animation */
@property --angle {
  syntax: "<angle>";
  inherits: false;
  initial-value: 0deg;
}

.glow-border {
  position: relative;
  border: 2px solid #333;   /* keep your normal border as fallback */
  border-radius: 10px;      /* match .quick-link-btn radius */
}

/* The moving glow segment on the border */
.glow-border::before {
  content: "";
  position: absolute;
  inset: -2px;              /* sits on top of the border */
  border-radius: inherit;
  padding: 2px;             /* border thickness */
  background:
    conic-gradient(
      from var(--angle),
      transparent 0deg,
      transparent 300deg,
      rgba(255, 107, 53, 0.0) 320deg,
      rgba(255, 107, 53, 1) 340deg,
      rgba(255, 107, 53, 0.0) 360deg
    );

  /* Show ONLY the border area (cut out the center) */
  -webkit-mask:
    linear-gradient(#000 0 0) content-box,
    linear-gradient(#000 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;

  /* Glow effect */
  filter: drop-shadow(0 0 8px rgba(255, 107, 53, 0.7))
          drop-shadow(0 0 16px rgba(255, 107, 53, 0.35));

  pointer-events: none;
  animation: glowRun 2.2s linear infinite;
}

@keyframes glowRun {
  to { --angle: 360deg; }
}

/* Apply Modal Specific Styling */
#applyModal .modal-content {
    background-color: var(--dark-light);
    margin: 3% auto;
    padding: 40px;
    border: 2px solid var(--primary);
    width: 90%;
    max-width: 600px;
    border-radius: var(--radius-large);
}

#applyModal .modal-content h2 {
    font-weight: 800;
    margin-bottom: 25px;
}

#applyModal .close {
    color: var(--gray);
    float: right;
    font-size: 32px;
    font-weight: 300;
    cursor: pointer;
    transition: var(--transition);
}

#applyModal .close:hover,
#applyModal .close:focus {
    color: var(--primary);
}

/* Style for state selection buttons within the Apply Modal */
#applyModal .state-btn {
    display: inline-block;
    background: var(--dark-light);
    color: white;
    padding: 8px 15px;
    margin: 5px;
    border: 2px solid #444;
    border-radius: var(--radius-small);
    cursor: pointer;
    transition: var(--transition);
    font-weight: 600;
    text-align: center;
}

#applyModal .state-btn:hover,
#applyModal .state-btn:focus {
    background: var(--primary);
    border-color: var(--primary);
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(255, 107, 53, 0.4);
}

/* Style for the note at the bottom */
#applyModal .note {
    margin-top: 20px;
    font-size: 0.9em;
    color: var(--gray);
    text-align: center;
}