23519 Saxon Way

Discover this 4-bedroom, 3.5-bath home offering 3,474 sq. ft. in Oak Estates at Jacobs Reserve, Conroe. At a scenario purchase price of $795,000, explore $23,850 in Down Payment Assistance (3%) plus $23,850 in Closing Cost Contribution (3%), subject to eligibility and seller agreement.

Option 1 — Lower Initial Payments: With a 2-1 buydown, save approximately $987.14 per month in Year 1 and $504.55 per month in Year 2. Payment-equivalent rates are 5.375% in Year 1 and 6.375% in Year 2, followed by the 7.375% note rate; estimated APR is 7.517%. Estimated total out-of-pocket funds: $31,104.96, including the $7,950 earnest-money deposit (1%) and $23,154.96 needed at closing.

Option 2 — Lower Cash Needed: Without the buydown, the note rate is 7.375%, with an estimated 7.534% APR. Estimated total out-of-pocket funds: $13,204.71, including the $7,950 earnest-money deposit (1%) and $5,254.71 needed at closing.

Enjoy space to spread out in this 5-bedroom, 3-bath home with 2,695 sq. ft., a pool and spa in Forest Village, Spring. At a scenario purchase price of $387,500, explore $11,625 in Down Payment Assistance (3%) plus $11,625 in Closing Cost Contribution (3%), subject to eligibility and seller agreement.

Option 1 — Lower Initial Payments: A 2-1 buydown offers estimated P&I savings of $485.95 per month in Year 1 and $248.80 per month in Year 2. Payment-equivalent rates are 4.875% and 5.875%, followed by the 6.875% note rate; estimated APR is 7.223%. Estimated total out-of-pocket funds: $11,813.41, including the $3,875 earnest-money deposit (1%) and $7,938.41 needed at closing.

Option 2 — Lower Overall Cash Outlay: Without the buydown, the note rate is 6.875%, with an estimated 7.245% APR. The worksheet estimates a refund of $878.63 at closing. After accounting for the $3,875 earnest-money deposit (1%), estimated net out-of-pocket funds are $2,996.37. Any refund remains subject to final settlement and program rules.

Discover this 3-bedroom, 2.5-bath farmhouse offering 2,277 sq. ft. on 2.5 acres in Hill Creek, Montgomery. At a scenario purchase price of $725,000, explore $21,750 in Down Payment Assistance (3%) plus $21,750 in Closing Cost Contribution (3%), subject to eligibility and seller agreement.

Option 1 — Lower Initial Payments: A 2-1 buydown offers estimated principal-and-interest savings of $900.22 per month in Year 1 and $460.12 per month in Year 2. Payment-equivalent rates are 5.375% and 6.375%, followed by the 7.375% note rate; estimated APR is 7.521%. Estimated total out-of-pocket funds: $27,614.16, including the $7,250 earnest-money deposit (1%) and $20,364.16 needed at closing.

Option 2 — Lower Cash Needed: Without the buydown, the note rate is 7.375%, with an estimated 7.538% APR. Estimated total out-of-pocket funds: $11,290.03, including the $7,250 earnest-money deposit (1%) and $4,040.03 needed at closing.