Discover 9542 Bearden Creek Ln, Humble, TX 77396! This single-story home in Fall Creek offers 3 bedrooms, 2 bathrooms, and 2,014 square feet, featuring a whole-home backup generator, private access gate, and garage attic lift.
Based on a $375,000 purchase scenario, explore two FHA financing options with 3% down payment assistance ($11,250) and a 2% Closing Cost Contribution ($7,500):
Lower monthly payment: A 2-1 buydown provides a 4.875% payment rate in Year 1, 5.875% in Year 2, and the 6.875% note rate beginning in Year 3 (7.217% APR). Worksheet savings are $470.28 monthly in Year 1 and $240.77 in Year 2, compared with this option’s full-rate payment. Estimated total buyer funds: $15,000.28.
Lower upfront funds: Without the buydown, the note rate is 6.875% (7.217% APR), with estimated total buyer funds of $6,467.67.






