Mortgage Insights

Blog & Homebuyer Resources

Expert advice on home buying, relocation strategies, investment properties, and navigating mortgage programs across 14 states.

25 articles

What Does a Mortgage Underwriter Check?

Learn what a mortgage underwriter reviews—credit, income, assets, debts, and the property—to decide if your loan can proceed.

All Articles

Learn the difference between rate-and-term and cash-out refinance options to choose the best mortgage strategy for your ...

Learn how to get a mortgage with an ITIN when you don’t have a Social Security Number. Covers eligibility, docs, lenders...

Discover the credit scores needed for different mortgage types and how your score impacts your homebuying journey.

Learn how an FHA 203k renovation loan combines the purchase or refinance of a home with the cost of repairs and improvem...

Learn when to refinance your mortgage to lower payments, get cash, or remove PMI. Discover the break-even point and curr...

Learn actionable strategies to improve your credit score, fix report errors, and prepare your finances for a successful ...

Edi Shek is licensed in 14 states and ready to guide you through every step of the process.