Mortgage Insights

Blog & Homebuyer Resources

Expert advice on home buying, relocation strategies, investment properties, and navigating mortgage programs across 14 states.

25 articles

Can You Get a Mortgage with an ITIN Instead of an SSN?

Learn how to get a mortgage with an ITIN when you don’t have a Social Security Number. Covers eligibility, docs, lenders, and steps to apply.

All Articles

Discover the credit scores needed for different mortgage types and how your score impacts your homebuying journey.

Learn how an FHA 203k renovation loan combines the purchase or refinance of a home with the cost of repairs and improvem...

Learn when to refinance your mortgage to lower payments, get cash, or remove PMI. Discover the break-even point and curr...

Learn actionable strategies to improve your credit score, fix report errors, and prepare your finances for a successful ...

Discover effective strategies to handle a cash shortfall at closing, from seller concessions and gift funds to lender cr...

Learn the 2026 waiting periods for FHA, VA, and conventional loans after a bankruptcy or foreclosure and how to prepare ...

Edi Shek is licensed in 14 states and ready to guide you through every step of the process.